What are the benefits of RuPay credit card?

RuPay credit card holders can avail a 10% flat cashback on electronic purchases exceeding ₹15,000, with a maximum cashback limit of ₹3,000 per card. RuPay provides this exclusive offer only on 3rd and 4th February 2024, and cardholders can redeem it once per card. The cashback applies when cardholders use any UPI application during this limited-time campaign period.

Benefits of RuPay credit card

Offer

• Flat 10% Cashback on Minimum purchase of ₹15000 with Maximum Cashback of ₹3000 Once Per Card; Applicable on all UPI application during the campaign period.
• Campaign will be for 2 days i.e., 3rd Feb’24 to 4th Feb’24.

Eligibility

• Customers should have RuPay Credit Card linked on UPI on any UPI application (Existing and new users).
• Customers should have done transactions through RuPay Credit Card on UPI on specified MCCs* only. No promo code required.
• Cashback to be calculated on all RuPay Credit Card on UPI transactions during the offer period, without accounting for any cancellation or reversals.

Other Terms

• The cashback for the campaign will be from 3rd to 4th Feb-24 only.
• The transaction that meets the other criteria and does not occur on MCCs mentioned in the T&Cs will not be eligible for cashback during the offer period.
• Cashback will calculate on all RuPay Credit Card on UPI transactions, without considering any cancellation or reversals.
• Customer will be eligible for 10% cashback on min spend of 15000, through RuPay Credit Card on UPI.
• Customer will be eligible for Max cashback of ₹3000.
• Customer will be eligible for cashback once per card during the offer period only.
• Cashback will be credited to the eligible customer by the Issuing Bank within 30 working days of transaction.
• Customers will be eligible for cashback only on below Merchant Categories.
• NPCI reserves the right to make changes in T&C at any point of time.
• Commercial Cards are not eligible for the offer.

10 reasons why you should opt for a Rupay credit card

1. Lower Fees: Indian banks pay transaction fees in dollars to foreign credit card companies. But RuPay is an Indian card, so its fees are lower than foreign cards like Visa and MasterCard.
2. Faster Transactions: RuPay’s servers are in India, so its transactions are quicker than other cards.
3. Safe and Secure: RuPay cards are made by NPCI and have strong protection against fraud, making them a safe way to pay.
4. Variety of Cards: RuPay has many different cards for different needs. For example, they have a special card for people who travel by Indian Railways.
5. Rewards and Discounts: RuPay has ties with many brands, so card users can get lots of rewards and discounts.
6. Low Costs: RuPay cards have a low yearly fee. Also, it costs as little as Rs 500 to get a card.
7. Easy Payments: You can link RuPay cards to many popular UPI apps, which makes it easy to make payments.
8. Widely Accepted: Many places like restaurants, shops, and hotels accept RuPay credit cards.
9. Fast Processing: RuPay is a domestic network, so it usually processes transactions faster than international cards. It also uses anti-phishing technology and a high-end EMV chip for secure and efficient payments.
10. Better Privacy: Since the transactions are processed in India, it ensures better privacy of data.

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