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Top 5 Fintech companies to watch for in 2022

Fintech companies : Financial technology (Fintech) is used to describe new tech that seeks to improve and automate the delivery and use of financial services and has emerged to satisfy the need of modern consumers that want all of life’s necessities at their fingertips just a few clicks away. Fintech services fulfil this need by providing a digital platform through which people can carry out basic financial transactions, money transfers, peer-to-peer lending, and utility services payments.

Also Read: 5 Lessons From Fast-growing Tech, Energy, and Fintech Companies

Over the past few years, various fintech offerings have gained traction in India due to the rise in digital infrastructure, better internet, the growing millennial population, and rising consumer tech awareness. Today, India is amongst the fastest growing Fintech markets globally and is currently valued at $31 Billion and is expected to grow to $84 billion by 2025, at a CAGR of 22%. In India, the current scale of the fintech sector was inconceivable a few years ago, and with nearly 2,100 fintech companies entering the fray in the past five years, India stands on the verge of a fintech revolution.

Here are 5 companies that are making their presence felt in the industry and are poised to emerge as category leaders in 2022:

1. Zest Money

ZestMoney is the largest and fastest-growing consumer lending fintech company in India. The company has built a platform that can meaningfully improve the lives of more than 300 million households in the country who currently have no access to credit cards or any other formal financing options because of insufficient credit history. ZestMoney enables people who do not have credit cards to pay in affordable EMIs to online and offline stores. ZestMoney’s unique platform uses mobile technology, digital banking and Artificial Intelligence to make life more affordable to millions of Indian consumers.


A transformative fintech company,, has set out to reduce employee financial stress by providing employers with a holistic approach that addresses financial wellbeing issues at its core. is leveraging AI and Machine Learning to provide advanced salary solutions that can help companies alleviate their employees’ financial worries by providing them early access to their earnings & create a financial care framework. is aimed to build products that solve deep and urgent problems employees face when it comes to their personal finances. uses a technology-led platform to provide paperless, instantly approved, same day disbursal of advanced salaries.

3. MoneyTap 

MoneyTap is a lending platform that has pioneered the concept of an app-based credit line to provide people access to instant, affordable, and flexible credit of up to ₹5 Lakh. MoneyTap aims to provide 0% and low-cost EMIs across consumer goods, education, and healthcare sectors across 10,000 merchants. MoneyTap has tied up with several financial institutions, including HDB Financial Services, Credit Saison, InCred, Fullerton, IDFC First Bank, and more. 

4. Mobikwik

Mobikwik is one of the largest mobile wallets and is also one of the largest Buy Now Pay Later (BNPL) players in India. Mobikwik is focused on addressing the unmet credit needs of the fast-growing digitally paying users by combining the convenience of everyday mobile payments with the benefits of BNPL.  It also enables peer-to-peer payments via a unified payment interface (“UPI”), MobiKwik Wallet as well as MobiKwik Wallet to bank payments. Over the years, Mobikwik has amassed over 101 million Registered Users and more than 3 million eCommerce, physical retail and biller partners.


CRED is a members-only credit card bill payment platform that rewards its members for clearing their credit card bills on time. CRED members get access to exclusive rewards and experiences from premier brands upon clearing their credit card bills on CRED. CRED partners with the best premier and luxury brands to bring you an unmatched experience at the end of every credit card bill payment cycle. CRED supports credit card bill payment for American Express, Standard Chartered, Citibank, HSBC, HDFC, ICICI, SBI, AXIS, RBL, PNB, and other top Indian banks.

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